Want stickers or POS, how to develop QR code?

As the leader of domestic mobile payment, QR code payment, from the emergency suspension of the central bank in 2014 to the recognition in 2016, the entry of major banks, the road to rise is not uncomfortable. Based on the advantages of the image recognition technology itself or the soft ribs, the QR code is divided into a main sweep and a sweep. In the current development of mobile payment, there is a subtle change in the way between merchants and consumers who are going to sweep and who are being swept.

Active or passive become a sticker or POS?

If it is a P2P transfer, based on the WeChat payment and Alipay wallet procedures, it is only the respective experience and process problems. There is not much problem in the negotiation between the two parties. In fact, when the QR code payment is first implemented, the small and micro merchants can still accept it. A "I sweep you or you sweep me" discussion.

However, with the development of mobile payment, the payment scene is constantly enriched, and small and micro businesses are constantly being educated by the market. The problem of active sweep and passive sweep is gradually diverging.

Merchants passively sweep the aspect. Initially, the mobile phone APP was used to transfer the receipts. For the merchants, the operation was too much. Many small and micro businesses printed and paid the QR code, and the stickers were placed on the counter to speed up the receipt. In addition, mobile payment brings convenience, but after multiple giants and strong enterprises join, the fragmentation problem makes the aggregation payment rise, and then the two-dimensional code sticker material of the aggregate payment begins to educate merchants.

Merchants actively sweep the aspect. After experiencing the education of the traditional cash register system in the past, some merchants prefer to complete the receipt by scanning the code gun. At the same time, the cash register information can be entered into the system. Moreover, under the strong scanning code guns of WeChat and Alipay, merchants also actively cooperated with the development of the current situation. Especially with the rise of smart POSs that are aggregated by various payment methods, the main sweep is more recognized by merchants.

Whether it is the main sweep or the sweep, the first is to speed up the cash register, let consumers open the "sweep" to sweep in advance, or let consumers prepare to pay the QR code in advance, and gradually become a POS or sticker. select.

Stickers or POS have their own advantages and disadvantages

Looking at the development of QR code, it has to be acknowledged that the two-dimensional code can be easily generated and printed compared to the heavy equipment requirements of NFC, so that the technology can be quickly accepted. In the era when the streets are full of QR codes, some hidden problems are gradually exposed.

The pros and cons of the QR code sticker. The QR code sticker can quickly make the merchants become the collection group of the QR code payment, and the merchants can easily support the hundreds of millions of users of WeChat and Alipay.

But the disadvantages are also obvious, that is, the security is low and easy to tamper with. Recently, there has been a news of replacing the merchant's receipt code with 700,000 yuan. Although there are more segments, the risk of replacing the receipt code still exists. In addition, in the telecom fraud, the performance of the QR code is quite "excellent", and viruses, thieves and other issues often occupy the headlines of the people's livelihood. Consumers have certain concerns about taking the initiative to scan the QR code. Sometimes even the QR code with WeChat payment and Alipay trademark occasionally refuses to scan the code.

The advantages and disadvantages of scanning code POS. Compared with the QR code sticker, the POS with scanning code gun or the POS function of scanning code is the biggest disadvantage. For small and micro merchants, equipment expenditure is unbearable.

In terms of advantages, the merchant's main sweep is more convenient and convenient for the cashier, especially in retail supermarkets and other scenes. Scanning the scanner for scanning the goods to support Alipay and WeChat payment can make the cashier operate more seamlessly. In addition, from the role of the industrial chain, the POS that is placed by the acquirer will receive the two-dimensional code, and will not bypass the original receipt, but directly pay the receipt code of Alipay and WeChat, and directly avoid it. The role of the acquirer.

Market changes, technological innovations make up for strengths and weaknesses

The QR code sticker and the merchants under the POS are scanned and scanned by the main shop. They all have different merchants and different consumers. The merchants are more convenient to sweep the consumers, and the merchants are more convenient to the merchants. Some changes in the market also affect the preferences of the main sweep and the sweep.

The first is the scanning code transformation innovation. The traditional cash register system or POS does not support scan code payment, and it needs a lot of transformation. Before the transformation, the merchants are more welcome. After the transformation, the merchants will be more interested in the data collection needs.

Second, the giant product innovation. In April of this year, Alipay cooperated with Huawei to launch a scanning code second payment and quickly call out the payment QR code, which is beneficial to the merchants. On the other hand, Alipay and WeChat both launched the merchant QR code to speed up the face-to-face business layout, which is good for merchants to be swept.

Third, regulation tends to be strict. The central bank requires that from December 1st, the payment account will need a daily cumulative transfer limit and a limited number of pens. This has a far-reaching impact on P2P transfers, or has prompted more merchants to join WeChat and Alipay partners to reduce policy impact. In addition, under the rigorous situation of the two-dimensional code, the pressure from the central bank to force WeChat and Alipay to review the merchants is more strict, which will guide the merchants to take more formal channels of acquisition, and thus make the main sweep mode based on POS receipt more popular. .

Fourth, the introduction of bank QR code is beneficial to the entire market. The introduction of the bank's QR code will make the entire QR code market more active, which will further encourage consumers to use the QR code for payment. Whether it is the main sweep or the sweep, the merchant will pay attention to the QR code payment.

Faced with a variety of main sweeps and sweeping needs, some technology innovation companies have emerged in the market to optimize the experience of use. After the last launch of the external non-sweep code reader SL36, Pope Anchuang Technology Co., Ltd. from Shenzhen recently responded to the UnionPay QR code payment specification and launched a dynamic two-dimensional code display terminal with optional non-connected function. SL37 is used to display the dynamic payment QR code. Compared with the traditional QR code sticker, it increases the security of the merchant's scan code payment. The SL37 comes with a 1.77-inch display color screen, USB and serial communication modes, which can be connected to the traditional POS machine. Cash register system for a variety of application scenarios.

External non-sweep code reader SL37

In summary, although merchants and sweepers have different business role requirements, small and micro merchants prefer to use the QR code sticker to achieve the main sweep, and tend to collect data, which has been educated by traditional cashier systems and POS systems. Merchants are more inclined to transform systems and terminals to accept QR codes. However, in any case, there is a market demand for the merchants to sweep and be swept. The external non-sweeping code reader SL36 and the dynamic two-dimensional code display SL37 launched by Shenzhen Bopu Anchuang Company cater to the needs of all parties and are innovative. Combine QR code payment and non-connection, or win market recognition.